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How it works


Mobicred is a convenient online credit facility that allows you to pay off a transaction in monthly installments. Application is simple and in most cases processed instantly. Interest is charged at 21% per annum and up to R20k credit can be provided depending on your personal credit score.


Step 1: Checkout your cart

Once you are happy with your selections, click ‘Proceed to Checkout’ in the top right corner.

Step 2: Select Payment Option

Follow the steps and once you get to Payment Options select mobicred and click the "Continue" button.

Step 3: Register for a mobicred account

Click "Register for mobicred" and follow the three simple steps to create an account.

Step 4: Request OTP

Enter your Username and Password and click "Get OTP" which will be send to your cellphone.

Step 5: Enter OTP

Enter your One Time Pin and click "Make Payment & Place Order", if you haven't received your OTP simply click "Resend OTP".

Application Requirements

  • A valid South African ID Number
  • 18 years or older
  • Earn a minimum monthly salary of R5500
  • An existing & valid bank account in your name
  • A current & valid email address & mobile number
*These prices exclude a monthly fee of R28.50 and a once-off account initiation fee R114.00.
Simplified Investment Pricing over 12 Months
Cash Price Monthly Installment Total Credit Price
R999 R94 R1128
R9999 R931 R11172
R19999 R1863 R22356